Last updated June 25, 2025
Welcome! These Terms & Conditions ("Terms") govern your use of our website and appointment–booking services. By accessing or using our site, you agree to comply with and be bound by these Terms.
1 . Who We Are
We are Quy Nguyen Insurance Agency – An IAA Brokerage ("we", "us", "our"), a Florida–licensed life insurance agency (FL License W515846). We hold a 2‑14 life insurance license only—no licenses for health, securities, tax, or other advisory services.
2. Services and Content
We provide educational descriptions of life insurance products (Term Life, Indexed Universal Life/IUL, Final Expense, Annuities) to generate interest. You may book a Zoom appointment by submitting your name, email, and phone via our calendar tool.
3. Appointment Booking & Consent to Communications
By providing your phone number:
You consent to receive appointment reminders or marketing messages via phone or text.
Message & data rates may apply.
You may opt out at any time by replying “STOP” or contacting us.
This is per Go High Level’s A2P guidelines for consent opt‑in/out
4. Licensing & Jurisdiction
We are licensed to provide life insurance advice only in Florida. If you reside outside Florida, we may only schedule consultations once properly licensed in your state. Our site does not constitute an offer or solicitation in any state where we are unlicensed .
5. Privacy & Data Handling
We collect only your name, email, and phone to schedule appointments. We do not collect sensitive personal information (e.g., SSN, health, financial data). We use your data solely to communicate with you and do not share, sell, or otherwise distribute it (except as needed for appointment scheduling via service providers like Go High Level). This approach aligns with privacy best practices under SMS and digital marketing regulations
6. Disclaimer & No Professional Advice
All content on this site is for educational purposes only. We are not financial advisors, tax advisors, or investment advisors. We do not provide personalized advice—the ultimate decisions about insurance coverage are yours.
7. Intellectual Property
All site content—text, graphics, logos—is owned by us or licensed to us. You may not copy, reproduce, modify, distribute, or repurpose any content without our express written permission.
8. Limitation of Liability
To the fullest extent permitted by law, we disclaim all warranties (express or implied). Your use of our site and services is at your sole risk. We shall not be liable for any damages arising from use or inability to use our website or content.
9. Modifications to Terms
We reserve the right to modify or update these Terms at any time. Changes will be effective upon posting. Continued use of the site constitutes your acceptance of those changes
10. Governing Law & Dispute Resolution
These Terms are governed by the laws of Florida. Any dispute must be resolved in a Florida state or federal court, and by using this site you consent to jurisdiction in these courts.
11. Severability
If any provision is invalid or unenforceable, that provision will be limited or removed to the minimum extent necessary, and the remaining Terms will remain in full force.
12. Contact Us
Questions about these Terms? Contact us at:
Email: [email protected]